One of the reasons most submitted by those who reject the idea of investing in real estate leasing is the deal with the tenant and the imminence of take a default at the end of the month. Such risks and problems in the relationship with the tenant, however, may be avoided if the lessor take a series of care before signing any contract. Brokers and real estate consultants suggest that the amount of rent charged will not compromise more than 30% of the salary of the lessee. The owner or his legal representative, should ask interested in the property and its guarantor (if this is your choice of guarantee of receipt) the personal certificates to verify the truthfulness of them.

If there is some action at the Justice, it is recommended explanatory request a certificate, also called a 'certificate of object and walk' to check if those interested in the property or not have problem credit.

Regarding the guarantor, we must ask the registration date of the property given as security of the bail order to be able to evaluate, in addition to the absence of debts that compromise the effectiveness of the guarantee, its market value, which should be compatible with the rent . These measures reduce the risk of default.

Still, the owner should remember that deliver the property in good condition, use and spending with possible defects in the well, and extraordinary expenses in the condominium, are under their responsibility, since they are values that are added to their heritage.

How to avoid the "default"

Amount of rent shall not commit more than 30% of the salary of the tenant

Require the certificates of personal interest and the guarantor to verify the suitability of the same

Request explanatory certificate ( 'certificate of object and Foot ") to check whether the parties have no problem with credit

Ask the guarantor the registration date of the property given as security of bail to evaluate, and the lack of debt, its market value of

Delivering the property in good condition, use and cope with possible defects in the property, and extraordinary expenses in the condominium since it is your responsibility, because it adds value to the property

Clauses and mandatory requirements of the contract of rent

Name and qualifications of the lessor, lessee and guarantor (if any);
Description and address of the leased property;
Amount of rent, index and frequency of adjustment (remember that any change can only be prescribed by the application of official rates, accumulated during the period of lease);
Form and place of payment;
Solicitation of guarantee submitted (bond, deposit prior guarantor or insurance-guarantee);
Breakdown of charges to be paid (condominium, IPTU etc.).
Destination of the property (whether residential or commercial);
Provision of validity in the event of sale of the property;
Term survey (a relationship in two ways, describing the state of preservation of the property should be protocolada next to the property or the Administrator, leaving a path in possession of the tenant).

Rent - How to Rent

If rent through a property, seek references of the company with people who have used its services or consult the register of suppliers of the organs of consumer protection of their city.

Rent - How to Evaluate

Location in terms of the property are two items which should be taken into account at the time to assess the price charged for rent.

In the first case, note whether the infrastructure services of the neighborhood (supermarkets, schools, hospitals, pharmacies etc.). Is ideal to meet their needs. The easy and safe access to the building, with variety of means of transport available in the region, must also count points.

Concerning the general conditions of the property, pay attention to things such as distribution of water, electricity, sewage networks, characteristics of the land, ease of access to the garage, public lighting in the facade, among others.

Rent - Guarantees

The Law of Inquilinato allows the owner of the tenant requires a guarantee of compliance with the contract. He must choose only one of the four types exist, which are:

Deposits - done by deposit of goods, such as cars, land, house etc.;
Filing prior - done in booklet of savings joint between the two sides. The amount to be paid can not be longer than three months' rent and should be returned to the tenant at the end of the contract if it is to date with their payments;
Guarantor - person who assumes the obligations of the tenant, if that ceases to follow them;

Insurance-guarantee - done through an insurance company.
In case of delay in payment of rent, the tenant will lose the discount offered for punctual payment, which may not be charged a fine exceeding 2% a month. It is also illegal adjustment of the rent with maturity of less than one year.